Loan Offers

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Last Update a year ago

Q: Where can I learn more about TALCRECO's loan offerings?

A: You can visit our loans page at https://talcreco.com/loans for detailed information about all our loan programs. We offer the following loan types:


  • Regular Loan - For all regular members with rates starting at 2.5% (diminishing balance) or 1% monthly (straight)
  • Educational Loan - Up to ₱20,000 at 2.5% monthly interest, 6-month term
  • Express Loan - Quick ₱20,000 loan for emergencies, 14-day term at 5% per term
  • Financing Loan - Up to ₱2,000,000 for cars, home improvement, land, or construction (2-3 year terms)
  • Micro-Regular Loan - Additional capital loan following Regular Loan terms
  • Barangay Official Loan - Exclusive for Talibon Barangay Officials at 2% monthly, up to 2 years
  • Healthcare Loan - Medical emergency assistance: ₱5,000-₱10,000 at 1% interest, fees waived
  • Salary Loan - Long-term loan at 1% monthly for up to 8 years, based on salary/pension capacity

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